with a HELOC vs a Cashout Refinance
Keep your mortgage rate and tap your equity while home values are high. Lock in a lower rate with the option to redraw up to 100% all while having online video notary and support.
✔ The fastest HELOC in the US
✔ No effect on credit to see offer
✔ Get up to $400k
✔ Funding in as few as 5 days
✔ Fixed rates
✔ Approved in minutes
of equity unlocked
of members across the US
Online application
Easiest mortgage I've ever done
my entire experience with Best Finance was so seamless. I found a great monthly payment, and the process was really easy
Homeowner, realtor
Super easy, was the best.
I was approved the same day and had the signings done within two days. I didn't know that was possible.
Homeowner, professor
The whole process was easy and...
I was building up credit card debt, and this helped me pay it off at less than half the rate
Homeowner, nurse
HIGHLY RECOMMEND THIS COMPANY! GREAT PEOPLE
Very easy process. Really nice people
Homeowner, financial advisor
Simplified my finances in less than a week...
I needed money for some home improvements. I thought it would take weeks. It took days. I'm thoroughly impressed
Homeowner, realtor
Best Finance lending really took care of me...
I was approved the same day and had the signings done within two days. I didn't know that was possible.
Homeowner, professor
No in-person appraisal needed. Get approved in 5 minutes.
Lock in a lower rate that works for you and your needs.
Borrow up to $400,000 with a one-time origination fee.
Our average response time is less than 45 seconds.
Best Finance's HELOC is helping homeowners save thousands of dollars in interest payments compared to a cash-out refinance.
Improve Technologies, Inc DBA Best Finance | NMLS#2122435 - For licensing information, go to www.nmlsconsumeraccess.org. Improve Technologies is not a lender, but retains certain mortgage broker licenses to comply with various state requirements. Improve Technologies, Inc: 25661 Huron St., Loma Linda, CA, 92354 Copyright 2020 @Improve Technologies.
Best Finance Home Equity Line is available in FL, with more states to come.
Equal Housing Opportunity
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
The Best Finance Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing.
To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
Best Finance's Home Equity Line and Mortgage products require that you pledge your home as collateral, and you could lose your home if you fail to repay.
Our loan amounts range from a minimum of $15,000 to a maximum of $400,000. For properties located in AK, the minimum loan amount is $25,001. Your maximum loan amount may be lower than $400,000, and will ultimately depend on your home value and equity at the time of application. We determine home value and resulting equity through independent data sources and automated valuation models.
All savings calculations are estimates. Savings totals are calculated using the average mortgage balance, average interest rates, and average HELOC amount applied for, and subtracting the difference paid over the life of the estimated loan terms. Actual savings will depend on several factors determined at the time of application and may be less than estimated.